Paying for your studies
Loan for payment of study-related expenses
How can customers who have taken out a student loan from Swiss T Bank apply for an additional loan
If you have a student loan agreement with Swiss T Bank and you want a student loan disbursement in 2022/2023, please submit an application to us in the internet bank or contact the bank office.
To get a loan, the following conditions must be met:
- you are entitled to receive a student loan and you have received a student loan less times than the number of study years according to your study plan;
- You have not expressed your desire to start repaying the student loan based on the schedule;
- in the case of a guarantor contract, there must be a guarantee of at least two private persons, where the maximum amount of liability of each guarantor must cover the guaranteed loan amount at least 1.3 times. When determining the adequacy of guarantees, we take into account both the received and the new loan amount;
- in the case of a contract with real estate collateral, photos must be submitted with the application, which enable the condition of the collateral property to be assessed;
- if you are studying as a student in a foreign country, please provide a certificate from the educational institution showing: curriculum, study form, whether you are studying full-time or part-time, start of studies, nominal study time, ISCED (International Standard Classification of Education) level code. If the certificate is not in Estonian, English or Russian, it is also necessary to submit a translation of the certificate, certified by a notary or a sworn translator. Along with the certificate, you must also complete the submission of the certificate of the foreign educational institution.
You can submit an application for disbursement of the loan amount fromĀ September 1, 2023. We will disburse the loan fromĀ September 15, 2023.
