Give yourself a freedom for larger and smaller purchases
Loan amount up to 20,000 CHF
Repayment term up to 9 years
Early repayment No fee No fee
A well-considered purchase may be a step towards a more environmentally friendly lifestyle
There is no doubt that excessive consumerism has become a major problem relating to climate change and created many negative consequences for the environment. Everything we purchase has an environmental impact, and we strongly encourage conscious consumption: only consider buying a product or service you need and evaluate whether the use of that product or service can contribute towards mitigating climate change.
Annual percentage rate as a typical example
The annual percentage rate of charge of a consumer loan is 12.75% under the following sample conditions
loan amount of 5,400 CHF
• contract fee of 81 CHF
• fixed annual interest rate of 10.9%
• repayment of 43 annuity payments in 43 months
• monthly fee of current account 0.30 CHF
The amount of repayments by the customer is 6,564.74 euros and the total amount of the loan is 6,658.64 CHF.
The annual percentage rate of charge of a consumer loan together with the loan protection insurance offered by STB is 14.98% under the following sample conditions
