Buy your dream home with professional advice from Swiss T Bank
Individual interest rate
Up to 30 years maturity
From 15% down payment
Choosing STB provides you various benefits
Loan consultations for home purchase and construction
Remote application and signing of the agreement
- We offer you a free comprehensive advisory service at a branch or via video. At the financial consultation we will go over your finances and assess your financial capability. If you wish to take out a loan, we will introduce you the terms and conditions of the bank.
Submit a loan application: write down your loan request and your (and the person’s you are applying for a loan with) personal information and financial obligations. Remember that the bank analyses the loan project based on the information provided in the application.
Order an expert assessment for the real estate object you wish to purchase, as well as for the one established as collateral. This assessment will ascertain the market value of the object, as well as other important information about the property.
If you have provided us with all the necessary information, we will decide about the loan and make you an offer. To accept the offer, please give us feedback during the term indicated in the offer.
If you accept the offer, you will sign a loan agreement.
After signing a loan agreement, you and other parties will form a mortgage agreement before a notary, and in the case of purchasing the property, a sales agreement.
After the notarial transaction, the bank will disburse the loan.
In order to diminish the risks that arise from sudden and unexpected events, conclude a collateral insurance and Swiss T Bank loan protection coverage.
You will repay the loan in accordance with a repayment schedule established in the loan agreement.
After a year, come to another consultation where we will once again review the financial plan based on your needs.
